Close your debt on your terms — and get rewarded for it
Your lender placed your balance with us. See your discount, pick a plan that fits your budget, and earn rewards for every step forward.
Three steps, no phone calls
Everything happens in your account, on your schedule.
Find your account
Enter the case number from the letter or email we sent you. We match it against your lender's records.
See your discount
Your balance, your discount, and every condition are on one screen. No hidden fees, no interest.
Pay at your pace
Settle in full at the deepest discount, or choose a monthly plan from $20 a month. If none fits, ask us for an individual plan.
A plan that fits your life
Pick your amount
Repay over time at a pace that leaves room in your budget. Start from $20.
Find a plan that fits
Monthly plans over several months, or one payment that settles in full. If your income needs something else, ask for an individual plan.
Earn while you repay
Discounts for on-time payments and rewards for tasks that shrink your balance faster.
Progress that pays you back
Every on-time payment earns points and moves you up a level. Higher levels unlock a deeper discount on what you owe — and the right to move a payment to the end of your schedule.
- Discounts grow as your streak grows
- Challenges complete on their own — nothing to claim
- Your level only ever subtracts from what you owe
Level 3 · Steady
2 of 3 challenges doneRecover more without a single collection call
Place a portfolio with us and your borrowers get a self-serve account instead of pressure. Motivated repayment converts better than demands — and your brand stays out of the conflict.